Mortgage Loan Services
We offer an array of mortgage loan options to help make your housing goals a reality.
Mortgages with a steady, fixed rate that can help you keep a consistent payment schedule.
The rate of this mortgage will be adjusted periodically based on the condition of the market.
FHA (Federal Housing Administration) and PHFA (Pennsylvania Housing Finance Agency) offer mortgages to help home buyers who cannot afford a large down payment.
We offer mortgages that can help cover the cost of construction so that you can have the home you’ve always dreamed of.
This mortgage applies to amounts over $647,200.
https://firstheritage.mymortgageapps.org/firstheritage
Get your loan questions answered personally.
Our staff are here to help you with every step of the loan process. For questions and consultation, schedule an appointment to meet with a YEFCU loan officer to explore your options. You can reach our First Heritage representative Christopher Carver directly at 800-808-2662 ext. 52449 or ccarver@firstheritage.org
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Member Resources
Financial Calculator
Looking for a loan that won’t break the bank? Our financial calculator can help you estimate your payments through specified interest rates, down payments and timelines.
Financial CalculatorsInsurance
Offset financial risk with insurance done the credit union way. TruStage offers programs for life insurance, GAP car insurance, debt protection and more.
InsuranceOnline Banking
Did you know that members can apply for loans through our Online and Mobile Banking applications? Log into your YEFCU account below to get started!
Online BankingLending Rates
Because YEFCU is a non-profit organization, our profits are returned back to our members in the form of fewer fees, higher dividends and lower lending rates.
Lending Rates