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Checking Accounts

Accessing your money has never been easier. By signing up for a YEFCU checking account, our members benefit from a list of services and discounts that keep their funds available to them 24/7. 

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Membership Benefits

Opening a YEFCU checking account means opening up your funds to a variety of opportunities. 

  • No minimum balance required
  • Automated banking systems
  • Unlimited transactions
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Checking Account Features

Your checking account is just at your fingertips with these convenient features.

Our mobile app and online banking services provide our members with access to their account details, the ability to transfer their funds 24/7, and the option to pay their bills through bill pay. 

YEFCU members have immediate access to their paycheck funds through our direct deposit system, and the mobile deposit option through our mobile app is a convenient way to deposit checks from the comfort of your home.  

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MasterCard Debit Card

Request a MasterCard Debit Card upon opening your checking account, or anytime after. You can use your free YEFCU debit card wherever MasterCard is accepted for payment and take it to withdraw cash surcharge-free at select ATMs across the country. 


Overdraft Protection

Mistakes happen. Avoid overdraft headaches by opting in for one of our overdraft protection services when opening your checking account. 

The first step of your financial journey is just a click away.

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