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Our members always make the grade

We strive to provide long term financial values to our members by offering educated guidance and assistance. By becoming a YEFCU member through a coworker, family member or participating organization, you have access to our financial services for a lifetime.

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What we have to offer

Once you join our credit union, you’re more than just a statistic. You actually become a shareholder! Each member benefits from our list of financial products and services, such as: 

  • Share and Share Draft accounts (checking and savings)
  • Vacation and Christmas club accounts
  • IRA’s and CD’s
  • Money Markets
  • Competitive Loan Offers
  • Stork Club
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We say “thank you” by providing exclusive benefits and discounts.

Get easy access to your funds and services with no maintenance fees. Banking with us means no minimum balance required and unlimited transactions. You can depend on our mobile app and online banking services to find account details, get immediate access to check funds through direct deposit, and pay bills through our bill pay system. But the benefits don’t stop there.

  • Mastercard Debit Cards
  • Overdraft Protections Options
  • Courtesy Pay

Who Can Join YEFCU?

Our membership is open to a large number of businesses, organizations, institutions and school districts and their family members local to York, PA. 

Our members are raving about YEFCU!

“When my husband passed on recently, I was at a loss trying to interpret our financial accounts. Realizing I was now responsible for closing certain accounts, opening new ones, and sorting through investments, I turned to the York Educational Federal Credit Union for help. The staff at the credit union helped me set up new accounts in my name, advised me on closing out other accounts, and held my hand through what could have been a bookkeeping nightmare. I am very grateful to everyone at the credit union for their invaluable assistance.”

– YEFCU Member

“We recently switched our Mastercard from a big institution to a Visa from YEFCU. We worked with Rose and she was top-notch. I could speak with an actual person who genuinely seemed to care about the best decision for us. The interest rate at YEFCU was SO much lower than the Mastercard from the big bank. We are extremely happy with our service from Rose and are happy that we can call or visit our local YEFCU with any matters. Thank you, YEFCU!”

– Amy

“As a YEFCU member of 25 years, I have never even considered joining another banking institution. YEFCU has the most professional, sincere and upbeat employees who will go above and beyond to meet your needs. They are truly family!”

– Joanne

“We just returned from some international travel that involved several complexities with our credit union VISA cards. Everyone was so patient and helpful in our preparations and our trip went smoothly with all the financial challenges. Thank you so much for your professional skills and willingness to be helpful.”

– YEFCU Member

“I haven’t had a teller greet me by name since leaving my one traffic light town. There’s just something special about walking through the bank door and being greeted by name. YEFCU is small town banking with big city services and amenities.”

– Beth B.

Member Resources

Financial Calculator

Looking for a loan that won’t break the bank? Our financial calculator can help you estimate your payments through specified interest rates, down payments and timelines.



Check out our blog each week to stay updated on financial literacy practices and tips, credit union news, and community outreach.


Fraud Information and Education

Let us help you keep your funds and account information protected. If you suspect you have been exposed to fraud, contact the correct customer service to ensure your information isn’t shared.

Contact Us

Fees and Disclosures

You can find a list of our disclosures and our annual fees at the link below, which are subject to change per regulators and board of directors.

Fees and Disclosures

The first step of your financial journey is just a click away.

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