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Education funding made easy

For teachers pursuing graduate level courses, we’ll cover the cost of tuition while you take the class so you can earn the credit without withdrawing from your savings. Unsure of how much your payments might be? Our Loan Calculator can assist you in the search for an accurate estimate. 

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Furthering your education has never been easier

At YEFCU, we know just how important it is for educators to keep up with their own schooling. That’s why our Education Line of Credit payments are based upon a 36-month term which includes principal and interest — just pay off the balance when your employer reimburses you for the tuition.

Loan TypeTermAPR*
Education Line of Credit 36 MonthsAs low as 6.50%

 *APR=Annual Percentage Rate. Rates available to qualified members only and based on certain credit standards. Contact our loan department for information about how your rate is determined

**Maximum credit limit on unsecured lending is 25% of Gross Annual Income.

*** Effective date March 15, 2022

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Get your loan questions answered personally

Our staff are here to help you with every step of the loan process. For questions and consultation, schedule an appointment to meet with a YEFCU loan officer to explore your options.

Our members are raving about YEFCU!

“It was a pleasure working with the loan officer, Rose, at YEFCU in getting a loan for an inexpensive used 2nd car I needed. Rose was highly professional and very patient in answering my questions as she provided many different options for the loan term-length and percent financed and how these various options affected the monthly payment. I applied on a Thursday morning and the funds were available – to the dealer I purchased from – on the next day, Friday morning. It was a smooth and pleasant experience working with Rose. ”

– David K.

“The ladies out front are very helpful and do everything to make you comfortable and help solve all your problems in a professional way. Mrs. Tammy and Mrs. Rose are the bomb at getting your loans and collections as good as they can be to help things stay affordable and help get your credit right.”

– Natalie B.

“I can't thank (Tammy) enough for all of your effort and hard work in making this loan happen. Beyond that, thank you for recommending this based on what you saw on my credit report. I appreciate the heads up so much. You work fast!!! We will certainly reach out in the future if the need should arise.”

– Jennifer

“We recently switched our Mastercard from a big institution to a Visa from YEFCU. We worked with Rose and she was top-notch. I could speak with an actual person who genuinely seemed to care about the best decision for us. The interest rate at YEFCU was SO much lower than the Mastercard from the big bank. We are extremely happy with our service from Rose and are happy that we can call or visit our local YEFCU with any matters. Thank you, YEFCU! ”

– Amy

“Customer service is a priority at YEFCU! Respect, attention to detail, and a friendly smile are all part of the package. A most wonderful environment!”

– Anthony F.

The first step of your financial journey is just a click away.

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